Health Insurance After Layoff or Sabbatical: 2025
What pros do when the paycheck stops: treat insurance like cash flow, not a checkbox What pros do when the paycheck stops: they treat health insurance like cash flow, not a checkbox. Look, when your W-2 income pauses, layoff, sabbatical, whatever, you’re not “shopping for a plan,” you’re running a mini P&L. The move is to turn a coverage gap into a budgeting and tax decision, not a panic purchase. Your goal in 2025 is simple: pay the least for the risk you actually face while keeping tax credits on your side. Here’s the thing: prioritize the cost-to-risk tradeoff. Think…